How Much Does Siamese Pet Insurance Cost?
An adult Siamese typically costs $21 to $33/mo to insure on a standard accident + illness plan. That's about 16% below the average cat, which runs $30 to $35/mo. Adjust the estimate for your pet below.
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Why Siameses cost what they do
Insurers price each breed by how much they expect to pay out in claims. For the Siamese, the conditions that drive the math are: asthma and respiratory disease; amyloidosis; dental disease. It has a fairly mild risk profile, so expected claims stay low and the premium stays below average.
Siamese insurance cost by age
| Age | Typical monthly cost |
|---|---|
| Under 1 year | $20 to $32/mo |
| 1-3 years | $21 to $33/mo |
| 4-6 years | $27 to $42/mo |
| 7-9 years | $38 to $60/mo |
| 10+ years | $49 to $77/mo |
Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.
How the Siamese compares
| Breed | Adult monthly cost |
|---|---|
| Siamese | $21 to $33/mo |
| Abyssinian | $30 to $46/mo |
| British Shorthair | $27 to $42/mo |
| Bengal | $25 to $38/mo |
| Maine Coon | $25 to $36/mo |
| Persian | $24 to $35/mo |
| Russian Blue | $23 to $35/mo |
| Devon Rex | $21 to $33/mo |
| Ragdoll | $20 to $31/mo |
| Domestic Shorthair | $16 to $25/mo |
For reference, a domestic shorthair runs $16 to $25/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.
Frequently asked
How much is pet insurance for a Siamese?
An adult Siamese typically costs $21 to $33/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's about 16% below the average cat, which runs $30 to $35/mo.
Why does a Siamese cost less to insure?
Insurers price breeds by expected claims. For the Siamese, the main drivers are: asthma and respiratory disease; amyloidosis; dental disease.
How does age change the premium?
Premiums roughly double between early adulthood and age 8. For a Siamese: under 1 year: $20 to $32/mo; 1-3 years: $21 to $33/mo; 4-6 years: $27 to $42/mo; 7-9 years: $38 to $60/mo; 10+ years: $49 to $77/mo.
Sources
This estimate is triangulated from 1 published premium table (AskingInsurance: Cost by Breed) anchored to NAPHIA industry base rates. Confidence: single source, range widened accordingly. Full model on the methodology page.
Data last verified: 2026-08-14