How Much Does Siamese Pet Insurance Cost?
An adult Siamese typically costs $18 to $28/mo to insure on a standard accident + illness plan. That's close to the average cat, which runs $22 to $26/mo. Adjust the estimate for your pet below.
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Why Siameses cost what they do
Insurers price each breed by how much they expect to pay out in claims. For the Siamese, the conditions that drive the math are: asthma and respiratory disease; amyloidosis; dental disease. That profile puts this breed close to the overall average.
Siamese insurance cost by age
| Age | Typical monthly cost |
|---|---|
| Under 1 year | $17 to $27/mo |
| 1-3 years | $18 to $28/mo |
| 4-6 years | $22 to $35/mo |
| 7-9 years | $32 to $50/mo |
| 10+ years | $41 to $64/mo |
Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.
How the Siamese compares
| Breed | Adult monthly cost |
|---|---|
| Siamese | $18 to $28/mo |
| Maine Coon | $26 to $34/mo |
| Abyssinian | $26 to $34/mo |
| Persian | $26 to $33/mo |
| Bengal | $24 to $33/mo |
| British Shorthair | $22 to $34/mo |
| Ragdoll | $23 to $29/mo |
| Devon Rex | $22 to $29/mo |
| Domestic Shorthair | $20 to $25/mo |
| Russian Blue | $18 to $29/mo |
For reference, a domestic shorthair runs $20 to $25/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.
Frequently asked
How much is pet insurance for a Siamese?
An adult Siamese typically costs $18 to $28/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's close to the average cat, which runs $22 to $26/mo.
What drives the Siamese's insurance price?
Insurers price breeds by expected claims. For the Siamese, the main drivers are: asthma and respiratory disease; amyloidosis; dental disease.
How does age change the premium?
Premiums roughly double between early adulthood and age 8. For a Siamese: under 1 year: $17 to $27/mo; 1-3 years: $18 to $28/mo; 4-6 years: $22 to $35/mo; 7-9 years: $32 to $50/mo; 10+ years: $41 to $64/mo.
Sources
This estimate is triangulated from 1 published premium table (MoneyGeek: Average Cost of Pet Insurance for Cats) anchored to typical quoted base rates. Confidence: single source, range widened accordingly. Full model on the methodology page.
Data last verified: 2026-08-15