How Much Does Maine Coon Pet Insurance Cost?
An adult Maine Coon typically costs $25 to $36/mo to insure on a standard accident + illness plan. That's about 6% below the average cat, which runs $30 to $35/mo. Adjust the estimate for your pet below.
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Why Maine Coons cost what they do
Insurers price each breed by how much they expect to pay out in claims. For the Maine Coon, the conditions that drive the math are: hypertrophic cardiomyopathy (HCM); hip dysplasia; spinal muscular atrophy. It has a fairly mild risk profile, so expected claims stay low and the premium stays below average.
Maine Coon insurance cost by age
| Age | Typical monthly cost |
|---|---|
| Under 1 year | $23 to $34/mo |
| 1-3 years | $25 to $36/mo |
| 4-6 years | $31 to $45/mo |
| 7-9 years | $44 to $64/mo |
| 10+ years | $57 to $82/mo |
Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.
How the Maine Coon compares
| Breed | Adult monthly cost |
|---|---|
| Maine Coon | $25 to $36/mo |
| Abyssinian | $30 to $46/mo |
| British Shorthair | $27 to $42/mo |
| Bengal | $25 to $38/mo |
| Persian | $24 to $35/mo |
| Russian Blue | $23 to $35/mo |
| Siamese | $21 to $33/mo |
| Devon Rex | $21 to $33/mo |
| Ragdoll | $20 to $31/mo |
| Domestic Shorthair | $16 to $25/mo |
For reference, a domestic shorthair runs $16 to $25/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.
Frequently asked
How much is pet insurance for a Maine Coon?
An adult Maine Coon typically costs $25 to $36/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's about 6% below the average cat, which runs $30 to $35/mo.
Why does a Maine Coon cost less to insure?
Insurers price breeds by expected claims. For the Maine Coon, the main drivers are: hypertrophic cardiomyopathy (HCM); hip dysplasia; spinal muscular atrophy.
How does age change the premium?
Premiums roughly double between early adulthood and age 8. For a Maine Coon: under 1 year: $23 to $34/mo; 1-3 years: $25 to $36/mo; 4-6 years: $31 to $45/mo; 7-9 years: $44 to $64/mo; 10+ years: $57 to $82/mo.
Sources
This estimate is triangulated from 2 published premium tables (NerdWallet: Cost of Pet Insurance; AskingInsurance: Cost by Breed) anchored to NAPHIA industry base rates. Confidence: triangulated across independent sources. Full model on the methodology page.
Data last verified: 2026-08-14