How Much Does Persian Pet Insurance Cost?
An adult Persian typically costs $24 to $35/mo to insure on a standard accident + illness plan. That's about 9% below the average cat, which runs $30 to $35/mo. Adjust the estimate for your pet below.
Customize coverage
This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.
Why Persians cost what they do
Insurers price each breed by how much they expect to pay out in claims. For the Persian, the conditions that drive the math are: polycystic kidney disease; brachycephalic airway issues; eye conditions; coat/skin problems. It has a fairly mild risk profile, so expected claims stay low and the premium stays below average.
Persian insurance cost by age
| Age | Typical monthly cost |
|---|---|
| Under 1 year | $23 to $33/mo |
| 1-3 years | $24 to $35/mo |
| 4-6 years | $30 to $43/mo |
| 7-9 years | $44 to $63/mo |
| 10+ years | $56 to $80/mo |
Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.
How the Persian compares
| Breed | Adult monthly cost |
|---|---|
| Persian | $24 to $35/mo |
| Abyssinian | $30 to $46/mo |
| British Shorthair | $27 to $42/mo |
| Bengal | $25 to $38/mo |
| Maine Coon | $25 to $36/mo |
| Russian Blue | $23 to $35/mo |
| Siamese | $21 to $33/mo |
| Devon Rex | $21 to $33/mo |
| Ragdoll | $20 to $31/mo |
| Domestic Shorthair | $16 to $25/mo |
For reference, a domestic shorthair runs $16 to $25/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.
Frequently asked
How much is pet insurance for a Persian?
An adult Persian typically costs $24 to $35/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's about 9% below the average cat, which runs $30 to $35/mo.
Why does a Persian cost less to insure?
Insurers price breeds by expected claims. For the Persian, the main drivers are: polycystic kidney disease; brachycephalic airway issues; eye conditions; coat/skin problems.
How does age change the premium?
Premiums roughly double between early adulthood and age 8. For a Persian: under 1 year: $23 to $33/mo; 1-3 years: $24 to $35/mo; 4-6 years: $30 to $43/mo; 7-9 years: $44 to $63/mo; 10+ years: $56 to $80/mo.
Sources
This estimate is triangulated from 2 published premium tables (NerdWallet: Cost of Pet Insurance; AskingInsurance: Cost by Breed) anchored to NAPHIA industry base rates. Confidence: triangulated across independent sources. Full model on the methodology page.
Data last verified: 2026-08-14