How Much Does Great Dane Pet Insurance Cost?
An adult Great Dane typically costs $81 to $109/mo to insure on a standard accident + illness plan. That's about 52% above the average dog, which runs $57 to $67/mo. Adjust the estimate for your pet below.
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Why Great Danes cost what they do
Insurers price each breed by how much they expect to pay out in claims. For the Great Dane, the conditions that drive the math are: bloat (GDV), the highest-risk breed for it; dilated cardiomyopathy; hip dysplasia; short lifespan. Those conditions mean more frequent and more expensive vet visits, and that shows up directly in the monthly price.
Great Dane insurance cost by age
| Age | Typical monthly cost |
|---|---|
| Under 1 year | $77 to $103/mo |
| 1-3 years | $81 to $109/mo |
| 4-6 years | $109 to $147/mo |
| 7-9 years | $162 to $217/mo |
| 10+ years | $219 to $293/mo |
Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.
How the Great Dane compares
| Breed | Adult monthly cost |
|---|---|
| Great Dane | $81 to $109/mo |
| Rottweiler | $78 to $96/mo |
| French Bulldog | $70 to $96/mo |
| Bulldog (English) | $72 to $90/mo |
| Boxer | $59 to $89/mo |
| Labrador Retriever | $44 to $61/mo |
| Golden Retriever | $43 to $61/mo |
| Poodle (Standard) | $41 to $57/mo |
| German Shepherd | $41 to $55/mo |
| Beagle | $37 to $57/mo |
| Mixed Breed | $30 to $42/mo |
| Dachshund | $28 to $44/mo |
For reference, a mixed breed runs $30 to $42/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.
Frequently asked
How much is pet insurance for a Great Dane?
An adult Great Dane typically costs $81 to $109/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's about 52% above the average dog, which runs $57 to $67/mo.
Why does a Great Dane cost more to insure?
Insurers price breeds by expected claims. For the Great Dane, the main drivers are: bloat (GDV), the highest-risk breed for it; dilated cardiomyopathy; hip dysplasia; short lifespan.
How does age change the premium?
Premiums roughly double between early adulthood and age 8. For a Great Dane: under 1 year: $77 to $103/mo; 1-3 years: $81 to $109/mo; 4-6 years: $109 to $147/mo; 7-9 years: $162 to $217/mo; 10+ years: $219 to $293/mo.
Sources
This estimate is triangulated from 2 published premium tables (Spot blog citing Bankrate breed research; AskingInsurance: Cost by Breed) anchored to NAPHIA industry base rates. Confidence: triangulated across independent sources. Full model on the methodology page.
Data last verified: 2026-08-14