How Much Does Dachshund Pet Insurance Cost?

An adult Dachshund typically costs $28 to $44/mo to insure on a standard accident + illness plan. That's about 44% below the average dog, which runs $57 to $67/mo. Adjust the estimate for your pet below.

$28 to $44/month Dachshund · 1-3 years · US average · accident + illness
Age
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Why Dachshunds cost what they do

Insurers price each breed by how much they expect to pay out in claims. For the Dachshund, the conditions that drive the math are: intervertebral disc disease (IVDD), a very high risk for the breed; obesity; dental disease. It has a fairly mild risk profile, so expected claims stay low and the premium stays below average.

Dachshund insurance cost by age

AgeTypical monthly cost
Under 1 year$26 to $42/mo
1-3 years$28 to $44/mo
4-6 years$37 to $59/mo
7-9 years$55 to $88/mo
10+ years$74 to $118/mo

Age is the biggest price driver after breed. Insuring young and keeping the policy avoids the steep senior pricing tiers, and it locks in coverage before any conditions count as pre-existing.

How the Dachshund compares

BreedAdult monthly cost
Dachshund $28 to $44/mo
Great Dane $81 to $109/mo
Rottweiler $78 to $96/mo
French Bulldog $70 to $96/mo
Bulldog (English) $72 to $90/mo
Boxer $59 to $89/mo
Labrador Retriever $44 to $61/mo
Golden Retriever $43 to $61/mo
Poodle (Standard) $41 to $57/mo
German Shepherd $41 to $55/mo
Beagle $37 to $57/mo
Mixed Breed $30 to $42/mo

For reference, a mixed breed runs $30 to $42/mo. Mixed ancestry means fewer hereditary conditions, so insurers expect fewer claims.

Frequently asked

How much is pet insurance for a Dachshund?

An adult Dachshund typically costs $28 to $44/mo for accident + illness coverage with a $500 deductible and 80% reimbursement. That's about 44% below the average dog, which runs $57 to $67/mo.

Why does a Dachshund cost less to insure?

Insurers price breeds by expected claims. For the Dachshund, the main drivers are: intervertebral disc disease (IVDD), a very high risk for the breed; obesity; dental disease.

How does age change the premium?

Premiums roughly double between early adulthood and age 8. For a Dachshund: under 1 year: $26 to $42/mo; 1-3 years: $28 to $44/mo; 4-6 years: $37 to $59/mo; 7-9 years: $55 to $88/mo; 10+ years: $74 to $118/mo.

Sources

This estimate is triangulated from 1 published premium table (AskingInsurance: Cost by Breed) anchored to NAPHIA industry base rates. Confidence: single source, range widened accordingly. Full model on the methodology page.

Data last verified: 2026-08-14