Pet Insurance Cost in Wisconsin
In Wisconsin, accident + illness coverage typically costs about $76 a month for dogs and $37 a month for cats. That's 22% above the national average, ranking #44 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$70 to $82/month Any dog · 1-3 years · Wisconsin · accident + illness
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What pets cost to insure in Wisconsin
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $70 to $82/mo |
| Average cat (adult) | $34 to $40/mo |
| French Bulldog (highest-cost common breed) | $85 to $118/mo |
| Mixed-breed dog (lowest-cost) | $36 to $51/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Wisconsin insurance department.
Data last verified: 2026-08-14 · Methodology