Pet Insurance Cost in South Carolina

In South Carolina, accident + illness coverage typically costs about $59 a month for dogs and $30 a month for cats. That's 6% below the national average, ranking #25 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:

$54 to $63/month Any dog · 1-3 years · South Carolina · accident + illness
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This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.

What pets cost to insure in South Carolina

PetTypical monthly cost
Average dog (adult)$54 to $63/mo
Average cat (adult)$28 to $33/mo
French Bulldog (highest-cost common breed)$65 to $91/mo
Mixed-breed dog (lowest-cost)$28 to $39/mo

State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the South Carolina insurance department.

Data last verified: 2026-08-14 · Methodology