Pet Insurance Cost in Missouri
In Missouri, accident + illness coverage typically costs about $49 a month for dogs and $26 a month for cats. That's 22% below the national average, ranking #6 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$45 to $53/month Any dog · 1-3 years · Missouri · accident + illness
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What pets cost to insure in Missouri
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $45 to $53/mo |
| Average cat (adult) | $24 to $28/mo |
| French Bulldog (highest-cost common breed) | $54 to $75/mo |
| Mixed-breed dog (lowest-cost) | $23 to $33/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Missouri insurance department.
Data last verified: 2026-08-14 · Methodology