Pet Insurance Cost in Mississippi

In Mississippi, accident + illness coverage typically costs about $39 a month for dogs and $22 a month for cats. That's 13% below the national average, ranking #17 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:

$36 to $42/month Any dog · 1-3 years · Mississippi · accident + illness
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This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.

What pets cost to insure in Mississippi

PetTypical monthly cost
Average dog (adult)$36 to $42/mo
Average cat (adult)$21 to $24/mo
French Bulldog (highest-cost common breed)$54 to $72/mo
Mixed-breed dog (lowest-cost)$31 to $42/mo

State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Mississippi insurance department.

Data last verified: 2026-08-15 · Methodology