Pet Insurance Cost in Maine
In Maine, accident + illness coverage typically costs about $40 a month for dogs and $21 a month for cats. That's 11% below the national average, ranking #20 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$37 to $43/month Any dog · 1-3 years · Maine · accident + illness
Age
Customize coverage
This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.
What pets cost to insure in Maine
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $37 to $43/mo |
| Average cat (adult) | $19 to $22/mo |
| French Bulldog (highest-cost common breed) | $55 to $74/mo |
| Mixed-breed dog (lowest-cost) | $31 to $43/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Maine insurance department.
Data last verified: 2026-08-15 · Methodology