Pet Insurance Cost in Maine
In Maine, accident + illness coverage typically costs about $55 a month for dogs and $27 a month for cats. That's 12% below the national average, ranking #18 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$51 to $59/month Any dog · 1-3 years · Maine · accident + illness
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What pets cost to insure in Maine
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $51 to $59/mo |
| Average cat (adult) | $25 to $30/mo |
| French Bulldog (highest-cost common breed) | $61 to $85/mo |
| Mixed-breed dog (lowest-cost) | $26 to $37/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Maine insurance department.
Data last verified: 2026-08-14 · Methodology