Pet Insurance Cost in Idaho
In Idaho, accident + illness coverage typically costs about $60 a month for dogs and $33 a month for cats. That's right around the national average, ranking #27 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$55 to $65/month Any dog · 1-3 years · Idaho · accident + illness
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What pets cost to insure in Idaho
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $55 to $65/mo |
| Average cat (adult) | $31 to $36/mo |
| French Bulldog (highest-cost common breed) | $67 to $93/mo |
| Mixed-breed dog (lowest-cost) | $29 to $40/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Idaho insurance department.
Data last verified: 2026-08-14 · Methodology