Pet Insurance Cost in Delaware
In Delaware, accident + illness coverage typically costs about $50 a month for dogs and $27 a month for cats. That's 12% above the national average, ranking #34 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$46 to $54/month Any dog · 1-3 years · Delaware · accident + illness
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What pets cost to insure in Delaware
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $46 to $54/mo |
| Average cat (adult) | $25 to $29/mo |
| French Bulldog (highest-cost common breed) | $68 to $92/mo |
| Mixed-breed dog (lowest-cost) | $39 to $54/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Delaware insurance department.
Data last verified: 2026-08-15 · Methodology