Pet Insurance Cost in Colorado
In Colorado, accident + illness coverage typically costs about $59 a month for dogs and $32 a month for cats. That's 30% above the national average, ranking #48 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$54 to $63/month Any dog · 1-3 years · Colorado · accident + illness
Age
Customize coverage
This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.
What pets cost to insure in Colorado
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $54 to $63/mo |
| Average cat (adult) | $29 to $34/mo |
| French Bulldog (highest-cost common breed) | $80 to $107/mo |
| Mixed-breed dog (lowest-cost) | $46 to $63/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Colorado insurance department.
Data last verified: 2026-08-15 · Methodology