Pet Insurance Cost in Arizona
In Arizona, accident + illness coverage typically costs about $72 a month for dogs and $32 a month for cats. That's 16% above the national average, ranking #39 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$67 to $78/month Any dog · 1-3 years · Arizona · accident + illness
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What pets cost to insure in Arizona
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $67 to $78/mo |
| Average cat (adult) | $30 to $35/mo |
| French Bulldog (highest-cost common breed) | $81 to $112/mo |
| Mixed-breed dog (lowest-cost) | $35 to $49/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Arizona insurance department.
Data last verified: 2026-08-14 · Methodology