Pet Insurance Cost in Arizona
In Arizona, accident + illness coverage typically costs about $53 a month for dogs and $25 a month for cats. That's 18% above the national average, ranking #40 cheapest out of the 50 states plus D.C. Breed and age still matter more than location. Estimate your pet's premium:
$49 to $57/month Any dog · 1-3 years · Arizona · accident + illness
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This is a modeled estimate, not a quote. No sign-up, and we never ask for your info. See how it's calculated.
What pets cost to insure in Arizona
| Pet | Typical monthly cost |
|---|---|
| Average dog (adult) | $49 to $57/mo |
| Average cat (adult) | $23 to $27/mo |
| French Bulldog (highest-cost common breed) | $72 to $97/mo |
| Mixed-breed dog (lowest-cost) | $41 to $57/mo |
State pricing tracks local veterinary costs. Emergency clinic rates, specialist density, and regional wage levels all feed the territory factors insurers file with the Arizona insurance department.
Data last verified: 2026-08-15 · Methodology